The Million Dollar Plus Mortgage Lending Specialist For Waterfall

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the introductory client meeting many people ask how I’ve come to be a “Waterfall $1Million Plus Mortgage Loan Specialist” and what does that mean? It’s a good question and in fact one I’m pleased to address as it’s been a colourful and pleasant journey that has lead me here.

I have worked for over 20 years at banks and financial advice firms here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Waterfall Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war stories from international finance.

Meeting the needs for service and the knowledge necessary by an affluent (and at times super-wealthy) client segment requires all of the following (amongst other things);

1. A very close working connection with an wide variety of financiers that are active in this market, or within it’s specific niches.

Further, within these, easy-access to specialist assessment teams. This means that enquiries after application are kept to a minimum which means reduced assessment times and less worry for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Waterfall $1Million Plus Loan customers have a wide variety of “situations”; singles, couples or families with standard wage flows, self-employed customers with long-established groups with impressive growth stories or self-employed customers in a start-up phase. They can also be Australians living overseas or clients who earn their incomes from residential or commercial property holdings, shares or even managed funds.

All of these client types are subject to approvals with different credit guidelines, documentation requirements and serviceability requirements. I am experienced with all of these and have a track record in sourcing suitable finance options to meet their own precise and individual needs.

3. As a Waterfall $1Million Plus Loan Expert I have established a network of skilled professionals to support my clients with their whole financial position and have sourced this talent over the past years from personal transactions.

This network consists only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert partners have been hand-picked because of their superior abilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their field and many have at least 20 years’ experience with exemplary track records.

4. AllWaterfall clients that are in need of a “$1Million Plus Mortgage” require the very best levels of client service at all times. In addition, they require, and indeed demand the total highest levels of integrity and customer privacy at all times. And, that’s precisely what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Waterfall professional, almost all of the clients I service demand, and want for more than a one-off connection. With many, we talk frequently (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first exposure of the company was as a client, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its line of work, the advice I received and the after-care I had over the following years.

Baldwinwicks has survived market instability, continual development in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The heritage of the firm is deeply rooted in representing the interests of high net worth property buyers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I deliver to all of my clients, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000