best mortgage brokers for difficult loans 1

The Million Dollar Plus Loan Specialist For Sandy Point

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client meeting a lot of people ask how I’ve come to be a “Sandy Point $1Million Plus Mortgage Loan Expert” and what does that involve? It’s a good query and in fact one I’m happy to address as it’s been a colourful and enjoyable journey that has lead me here.

I have worked for over 20 years at banks and financial advice firms here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about what I do.

Specialising in Sandy Point Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war stories from international banking.

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Meeting the demands for service and the expertise necessary by an affluent (and at times super-wealthy) client segment requires all of the following (amongst other things);

1. A very close working connection with an wide variety of financiers that are effective in this market, or within it’s specialist niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after loan-submission are kept to a minimum which means shorter assessment times and less fuss for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Sandy Point $1Million Plus Loan customers have a wide variety of “stories”; singles, couples or families with PAYG wage flows, self-employed clients with long-established groups with impressive growth stories or entrepreneurial customers in a early-stage phase. They can also be Australians residing overseas or customers who earn their incomes from residential or commercial property investments, shares or even managed funds.

All of these client types are subject to approvals with different credit policies, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in sourcing appropriate finance solutions to meet their own precise and separate needs.

3. As a Sandy Point $1Million Plus Loan Expert I have developed a network of expert professionals to assist my customers with their entire financial situation and have found this talent over the past decade from personal connections.

This network comprises only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert associates have been hand-picked because of their excellent capabilities, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their field and many have at least twenty years’ experience with impeccable track records.

4. AllSandy Point customers that are in need of a “$1Million Plus Mortgage” demand the best levels of client service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and customer confidentiality at all times. And, that’s exactly what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Sandy Point expert, almost all of the customers I service demand, and value more than a transactional association. With many, we talk regularly (at a minimum 2-3 times per year) which allows me to add more value to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first exposure of the firm was as a client, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its profession, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market instability, constant evolution in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The tradition of the company is deeply rooted in representing the interests of high net worth property buyers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I deliver to all of my customers, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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