best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Specialist For Rose Bay

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client meeting many people ask how I’ve come to be a “Rose Bay $1Million Plus Mortgage Loan Specialist” and what does that mean? It’s a reasonable question and in fact one I’m happy to answer as it’s been a colourful and enjoyable journey that has lead me here.

I have worked for over twenty years at banks and advisory firms here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about what I do.

Specialising in Rose Bay Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war tales from high banking.

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Meeting the needs for service and the expertise needed by an affluent (and at times super-rich) client segment demands all of the following (amongst other things);

1. A very close working connection with an extensive variety of lenders that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to expert credit teams. This means that enquiries after application are kept to a bare minimum which means shorter assessment times and less concern for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Rose Bay $1Million Plus Loan clients have a wide variety of “backgrounds”; singles, couples or families with standard wage streams, entrepreneur clients with long-established companies with impressive growth stories or self-employed clients in a start-up phase. They can also be Australians residing abroad or clients who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different credit procedures, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in finding appropriate finance options to meet their own peculiar and separate needs.

3. As a Rose Bay $1Million Plus Mortgage Specialist I have developed a network of skilled authorities to support my clients across their entire financial position and have sourced this talent over the past decade from personal connections.

This network consists only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist partners have been specially chosen because of their superior competencies, premium service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their specialisation and many have at least twenty years’ experience with impeccable track records.

4. AllRose Bay clients that are in need of a “$1Million Plus Mortgage” require the best levels of customer service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and client privacy at all times. And, that’s exactly what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Rose Bay professional, almost all of the clients I service demand, and appreciate more than a transactional relationship. With many, we talk regularly (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first experience of the firm was as a client, purchasing a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its profession, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market instability, continual change in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The heritage of the company is deeply established in representing the interests of high net worth property buyers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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