The Million Dollar Plus Mortgage Adviser For Richmond

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the introductory client consultation a lot of people enquire how I’ve come to be a “Richmond $1Million Plus Mortgage Loan Specialist” and what does that involve? It’s a reasonable question and in fact one I’m delighted to address as it’s been a long and enjoyable road that has lead me here.

I have worked for over twenty years at banks and financial advice companies here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about my work.

Specialising in Richmond Million Dollar Plus mortgage lending does however require a little more than a few grey hairs and a number of war tales from high finance.

Meeting the demands for service and the know-how necessary by an affluent (and at times super-wealthy) client segment requires all of the following (amongst other things);

1. A very close working association with an wide range of creditors that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to expert credit teams. This means that enquiries after application are kept to a bare minimum which means reduced assessment times and less fuss for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Richmond $1Million Plus Loan customers have a wide variety of “stories”; singles, couples or families with standard income flows, self-employed customers with long-established groups with impressive growth stories or self-employed customers in a start-up phase. They can also be Australians living overseas or customers who earn their incomes from residential or commercial property investments, shares or even managed funds.

All of these client types are subject to approvals with different lending policies, documentation requirements and serviceability requirements. I am experienced with all of these and have a track record in sourcing appropriate finance options to meet their own specific and distinct needs.

3. As a Richmond $1Million Plus Loan Specialist I have developed a network of skilled professionals to assist my customers across their whole financial position and have found this talent over the past years from personal dealings.

This network comprises only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert partners have been hand-picked because of their excellent capabilities, premium service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their area and many have at least 20 years’ experience with exemplary track records.

4. AllRichmond clients that are in need of a “$1Million Plus Mortgage” require the best levels of client service at all times. Additionally, they require, and indeed demand the total highest levels of integrity and client confidentiality at all times. And, that’s exactly what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Richmond professional, almost all of the customers I service demand, and want for more than a transactional association. With many, we talk frequently (at a minimum 2-3 times per year) which permits me to add more value to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage specialist. Indeed, my first exposure of the company was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its business, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has survived market volatility, continual development in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The legacy of the firm is deeply rooted in representing the interests of high net worth property buyers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000