best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Adviser For Phillip Bay

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the introductory client meeting many people ask how I’ve come to be a “Phillip Bay $1Million Plus Mortgage Loan Specialist” and what does that mean? It’s a sensible query and in fact one I’m delighted to address as it’s been a colourful and pleasant road that has lead me here.

I have worked for over 20 years at banks and advisory companies here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about my work.

Specialising in Phillip Bay Million Dollar Plus mortgage lending does however require a little more than a few grey hairs and a number of war tales from international investment.

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Meeting the demands for service and the know-how necessary by an affluent (and at times super-rich) client segment requires all of the following (amongst other things);

1. A very close working association with an extensive variety of creditors that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to specialist lending teams. This means that enquiries after loan-submission are kept to a minimum which means reduced assessment times and less concern for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Phillip Bay $1Million Plus Credit clients have a wide variety of “stories”; singles, couples or families with standard earning flows, entrepreneur clients with long-established groups with impressive growth stories or entrepreneurial clients in a start-up phase. They can also be Australians residing abroad or customers who earn their incomes from residential or commercial property investments, shares or even managed funds.

All of these client segments are subject to approvals with different credit rules, documentation requirements and serviceability requirements. I am experienced with all of these and have a track record in tracking suitable finance solutions to meet their own specific and distinct needs.

3. As a Phillip Bay $1Million Plus Mortgage Expert I have developed a network of skilled authorities to help my customers across their entire financial situation and have found this talent over the past decade from personal connections.

This network consists only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert associates have been hand-picked because of their excellent abilities, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their specialisation and many have at least twenty years’ experience with flawless track records.

4. AllPhillip Bay customers that are in need of a “$1Million Plus Loan” demand the best levels of client service at all times. In addition, they require, and indeed demand the absolute highest levels of integrity and client confidentiality at all times. And, that’s precisely what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Phillip Bay specialist, almost all of the clients I service demand, and want for more than a one-off association. With many, we talk regularly (at a minimum 2-3 times per year) which allows me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first exposure of the company was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its profession, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market instability, continual evolution in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The tradition of the firm is deeply established in representing the interests of high net worth property purchasers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I deliver to all of my customers, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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