best mortgage brokers for difficult loans 1

The Million Dollar Plus Loan Adviser For Penshurst

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client interview many people ask how I’ve come to be a “Penshurst $1Million Plus Mortgage Loan Adviser” and what does that mean? It’s a good query and in fact one I’m pleased to address as it’s been a colourful and rewarding road that has lead me here.

I have worked for over twenty years at banks and advisory firms here in Australia and abroad; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about my work.

Specialising in Penshurst Million Dollar Plus mortgages does however entail having a little more than a few grey hairs and a number of war tales from high banking.

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Meeting the needs for service and the expertise needed by an affluent (and at times super-rich) client segment requires all of the following (amongst other things);

1. A very close working relationship with an extensive range of creditors that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after application are kept to a minimum which means shorter assessment times and less worry for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Penshurst $1Million Plus Credit customers have a wide variety of “stories”; singles, couples or families with PAYG income flows, self-employed clients with long-established businesses with impressive growth stories or entrepreneurial customers in a start-up phase. They can also be Australians living overseas or clients who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client segments are subject to approvals with different credit policies, documentation requirements and serviceability parameters. I am experienced with all of these and have a track record in tracking appropriate finance options to meet their own precise and separate needs.

3. As a Penshurst $1Million Plus Mortgage Expert I have established a network of skilled authorities to support my customers with their entire financial situation and have obtained this talent over the past years from personal transactions.

This network consists only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert associates have been selected because of their excellent abilities, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their area and many have at least twenty years’ experience with exemplary track records.

4. AllPenshurst clients that are in need of a “$1Million Plus Loan” demand the very best levels of customer service at all times. In addition, they require, and indeed demand the total highest levels of integrity and client confidentiality at all times. And, that’s exactly what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Penshurst expert, almost all of the clients I service demand, and appreciate more than a transactional relationship. With many, we talk frequently (at a minimum 2-3 times per year) which allows me to add more value to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first involvement of the firm was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its business, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market instability, continual development in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The tradition of the company is deeply established in representing the interests of high net worth property purchasers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to acquire a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I deliver to all of my clients, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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