best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Lending Adviser For Paddington

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client consultation a lot of people ask how I’ve come to be a “Paddington $1Million Plus Mortgage Loan Adviser” and what does that mean? It’s a reasonable query and in fact one I’m pleased to answer as it’s been a colourful and rewarding road that has lead me here.

I have worked for over twenty years at banks and advisory groups here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about my work.

Specialising in Paddington Million Dollar Plus mortgages does however entail having a little more than a few grey hairs and a number of war tales from global finance.

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Meeting the demands for service and the knowledge required by an affluent (and at times super-rich) client segment demands all of the following (amongst other things);

1. A very close working association with an extensive variety of lenders that are effective in this market, or within it’s specialist niches.

Further, within these, easy-access to expert credit teams. This means that enquiries after application are kept to a bare minimum which means reduced assessment times and less concern for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Paddington $1Million Plus Loan clients have a wide variety of “situations”; singles, couples or families with PAYG income flows, entrepreneur clients with long-established businesses with impressive growth stories or entrepreneurial clients in a start-up phase. They can also be Australians residing overseas or customers who earn their incomes from residential or commercial property investments, shares or even managed funds.

All of these client segments are subject to approvals with different credit procedures, documentation requirements and serviceability parameters. I am experienced with all of these and have a track record in finding appropriate finance solutions to meet their own specific and individual needs.

3. As a Paddington $1Million Plus Loan Specialist I have established a network of skilled professionals to assist my customers with their whole financial situation and have obtained this talent over the past years from personal connections.

This network includes only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist associates have been selected because of their superior capabilities, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their field and many have at least twenty years’ experience with exemplary track records.

4. AllPaddington customers that are in need of a “$1Million Plus Loan” demand the best levels of customer service at all times. In addition, they require, and indeed demand the total highest levels of integrity and customer privacy at all times. And, that’s exactly what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Paddington expert, almost all of the customers I service demand, and want for more than a transactional relationship. With many, we talk regularly (at a minimum 2-3 times per year) which allows me to add more value to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first involvement of the firm was as a client, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its line of work, the advice I received and the after-care I had over the following years.

Baldwinwicks has survived market volatility, constant development in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The tradition of the company is deeply established in representing the interests of high net worth property clients and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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