The Million Dollar Plus Mortgage Adviser For Morning Bay

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the introductory client consultation many people enquire how I’ve come to be a “Morning Bay $1Million Plus Mortgage Loan Expert” and what does that involve? It’s a good question and in fact one I’m pleased to answer as it’s been a colourful and pleasant journey that has lead me here.

I have worked for over twenty years at banks and financial advice firms here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Morning Bay Million Dollar Plus mortgage lending does however require a little more than a few grey hairs and a number of war stories from global finance.

Meeting the needs for service and the knowledge necessary by an affluent (and at times super-wealthy) client market niche requires all of the following (amongst other things);

1. A very close working association with an extensive range of financiers that are active in this market, or within it’s specialist niches.

Further, within these, easy-access to specialist assessment teams. This means that enquiries after application are kept to a minimum which means reduced assessment times and less fuss for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Morning Bay $1Million Plus Credit clients have a wide variety of “stories”; singles, couples or families with PAYG wage streams, entrepreneur clients with long-established companies with impressive growth stories or entrepreneurial customers in a early-stage phase. They can also be Australians living abroad or clients who earn their incomes from residential or commercial property investments, shares or even managed funds.

All of these client types are subject to approvals with different lending rules, documentation requirements and serviceability parameters. I am experienced with all of these and have a track record in finding suitable finance options to meet their own specific and separate needs.

3. As a Morning Bay $1Million Plus Loan Expert I have established a network of skilled authorities to assist my clients across their whole financial situation and have sourced this talent over the past years from personal connections.

This network includes only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert partners have been selected because of their superior competencies, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their field and many have at least 20 years’ experience with impeccable track records.

4. AllMorning Bay clients that are in need of a “$1Million Plus Mortgage” demand the best levels of customer service at all times. Additionally, they require, and indeed demand the total highest levels of integrity and client privacy at all times. And, that’s precisely what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Morning Bay specialist, almost all of the clients I service demand, and appreciate more than a one-off association. With many, we speak regularly (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first experience of the firm was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its profession, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has survived market instability, continual evolution in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The legacy of the company is deeply rooted in representing the interests of high net worth property buyers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to acquire a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000