The Million Dollar Plus Mortgage Lending Specialist For Kogarah

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client consultation many people ask how I’ve come to be a “Kogarah $1Million Plus Mortgage Loan Expert” and what does that involve? It’s a sensible query and in fact one I’m delighted to answer as it’s been a colourful and enjoyable road that has lead me here.

I have worked for over 20 years at banks and financial advice firms here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about my work.

Specialising in Kogarah Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war tales from high finance.

Meeting the needs for service and the knowledge necessary by an affluent (and at times super-wealthy) client segment requires all of the following (amongst other things);

1. A very close working relationship with an extensive range of financiers that are active in this market, or within it’s specific niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after application are kept to a bare minimum which means reduced assessment times and less concern for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Kogarah $1Million Plus Credit clients have a wide variety of “stories”; singles, couples or families with PAYG income flows, self-employed customers with long-established businesses with impressive growth stories or entrepreneurial clients in a early-stage phase. They can also be Australians living abroad or clients who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different lending policies, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in sourcing suitable finance solutions to meet their own specific and distinct needs.

3. As a Kogarah $1Million Plus Loan Specialist I have developed a network of expert authorities to assist my customers with their entire financial situation and have obtained this talent over the past years from personal connections.

This network consists only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these professional partners have been hand-picked because of their superior abilities, premium service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their specialisation and many have at least 20 years’ experience with exemplary track records.

4. AllKogarah customers that are in need of a “$1Million Plus Loan” require the best levels of client service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and customer confidentiality at all times. And, that’s precisely what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Kogarah specialist, almost all of the customers I service demand, and value more than a transactional relationship. With many, we talk frequently (at a minimum 2-3 times per year) which allows me to add more benefit to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage group. Indeed, my first experience of the firm was as a customer, purchasing a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its line of work, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market volatility, continual development in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The legacy of the company is deeply established in representing the interests of high net worth property purchasers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000