best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Lending Adviser For Heckenberg

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client consultation a lot of people ask how I’ve come to be a “Heckenberg $1Million Plus Mortgage Loan Expert” and what does that mean? It’s a sensible question and in fact one I’m happy to address as it’s been a long and pleasant journey that has lead me here.

I have worked for over 20 years at banks and financial advice groups here in Australia and abroad; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about what I do.

Specialising in Heckenberg Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war stories from global banking.

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Meeting the demands for service and the expertise necessary by an affluent (and at times super-wealthy) client market niche demands all of the following (amongst other things);

1. A very close working connection with an expansive variety of creditors that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to expert assessment teams. This means that enquiries after loan-submission are kept to a minimum which means reduced assessment times and less fuss for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Heckenberg $1Million Plus Credit customers have a wide variety of “backgrounds”; singles, couples or families with standard earning streams, self-employed customers with long-established businesses with impressive growth stories or entrepreneurial customers in a early-stage phase. They can also be Australians residing overseas or clients who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different credit rules, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in tracking suitable finance options to meet their own specific and individual needs.

3. As a Heckenberg $1Million Plus Mortgage Expert I have developed a network of skilled authorities to support my clients with their whole financial situation and have obtained this talent over the past decade from personal connections.

This network comprises only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these professional partners have been hand-picked because of their superior abilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their specialisation and many have at least twenty years’ experience with exemplary track records.

4. AllHeckenberg customers that are in need of a “$1Million Plus Mortgage” demand the very best levels of client service at all times. Also, they require, and indeed demand the total highest levels of integrity and customer confidentiality at all times. And, that’s precisely what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Heckenberg specialist, almost all of the clients I service demand, and want for more than a one-off relationship. With many, we talk frequently (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first exposure of the company was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its profession, the advice I received and the after-care I had over the following years.

Baldwinwicks has survived market volatility, continual evolution in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The tradition of the firm is deeply established in representing the interests of high net worth property buyers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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