The Million Dollar Plus Mortgage Lending Specialist For Freshwater

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client consultation many people enquire how I’ve come to be a “Freshwater $1Million Plus Mortgage Loan Adviser” and what does that mean? It’s a sensible question and in fact one I’m pleased to address as it’s been a long and pleasant journey that has lead me here.

I have worked for over 20 years at banks and advisory companies here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Freshwater Million Dollar Plus mortgage lending does however require a little more than a few grey hairs and a number of war stories from global finance.

Meeting the demands for service and the expertise needed by an affluent (and at times super-rich) client market niche demands all of the following (amongst other things);

1. A very close working relationship with an wide range of creditors that are effective in this market, or within it’s specialist niches.

Further, within these, easy-access to specialist lending teams. This means that enquiries after loan-submission are kept to a bare minimum which means reduced assessment times and less concern for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Freshwater $1Million Plus Loan clients have a wide variety of “backgrounds”; singles, couples or families with PAYG wage streams, self-employed clients with long-established groups with impressive growth stories or entrepreneurial clients in a start-up phase. They can also be Australians residing overseas or customers who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client segments are subject to approvals with different lending guidelines, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in finding appropriate finance solutions to meet their own specific and separate needs.

3. As a Freshwater $1Million Plus Loan Expert I have developed a network of expert authorities to assist my clients across their entire financial position and have sourced this talent over the past years from personal dealings.

This network comprises only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist partners have been specially chosen because of their excellent abilities, premium service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their specialisation and many have at least twenty years’ experience with flawless track records.

4. AllFreshwater clients that are in need of a “$1Million Plus Loan” require the very best levels of client service at all times. In addition, they require, and indeed demand the total highest levels of integrity and client confidentiality at all times. And, that’s exactly what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Freshwater expert, almost all of the customers I service demand, and value more than a one-off association. With many, we talk frequently (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first exposure of the company was as a customer, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its business, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market volatility, constant evolution in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The legacy of the company is deeply established in representing the interests of high net worth property clients and investors. It’s in my company’s DNA, just as it is in mine.

If you want to acquire a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000