best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Adviser For Enmore

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the introductory client interview a lot of people ask how I’ve come to be a “Enmore $1Million Plus Mortgage Loan Expert” and what does that involve? It’s a reasonable query and in fact one I’m happy to answer as it’s been a colourful and enjoyable journey that has lead me here.

I have worked for over 20 years at banks and financial advice firms here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about what I do.

Specialising in Enmore Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war stories from high finance.

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Meeting the demands for service and the knowledge required by an affluent (and at times super-wealthy) client market niche requires all of the following (amongst other things);

1. A very close working relationship with an extensive variety of lenders that are effective in this market, or within it’s specialist niches.

Further, within these, easy-access to specialist lending teams. This means that enquiries after loan-submission are kept to a bare minimum which means shorter assessment times and less concern for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Enmore $1Million Plus Loan clients have a wide variety of “stories”; singles, couples or families with PAYG income streams, entrepreneur clients with long-established companies with impressive growth stories or entrepreneurial customers in a start-up phase. They can also be Australians residing overseas or clients who earn their incomes from residential or commercial property investments, shares or even managed funds.

All of these client types are subject to approvals with different lending procedures, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in sourcing appropriate finance choices to meet their own specific and individual needs.

3. As a Enmore $1Million Plus Mortgage Specialist I have developed a network of expert professionals to help my customers with their whole financial situation and have sourced this talent over the past years from personal dealings.

This network comprises only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert associates have been specially chosen because of their excellent competencies, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their area and many have at least 20 years’ experience with exemplary track records.

4. AllEnmore customers that are in need of a “$1Million Plus Loan” demand the best levels of customer service at all times. Also, they require, and indeed demand the total highest levels of integrity and customer confidentiality at all times. And, that’s precisely what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Enmore expert, almost all of the customers I service demand, and want for more than a transactional relationship. With many, we talk regularly (at a minimum 2-3 times per year) which allows me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first exposure of the firm was as a client, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its line of work, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has survived market volatility, continual change in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The heritage of the company is deeply established in representing the interests of high net worth property buyers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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