best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Specialist For Engadine

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client meeting many people ask how I’ve come to be a “Engadine $1Million Plus Mortgage Loan Specialist” and what does that involve? It’s a sensible question and in fact one I’m pleased to answer as it’s been a long and pleasant road that has lead me here.

I have worked for over 20 years at banks and financial advice companies here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Engadine Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war stories from high finance.

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Meeting the needs for service and the knowledge required by an affluent (and at times super-wealthy) client segment demands all of the following (amongst other things);

1. A very close working relationship with an expansive range of lenders that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to expert credit teams. This means that enquiries after loan-submission are kept to a minimum which means reduced assessment times and less worry for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Engadine $1Million Plus Loan customers have a wide variety of “stories”; singles, couples or families with PAYG income streams, entrepreneur clients with long-established groups with impressive growth stories or entrepreneurial customers in a early-stage phase. They can also be Australians residing overseas or customers who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client types are subject to approvals with different credit guidelines, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in tracking suitable finance options to meet their own peculiar and distinct needs.

3. As a Engadine $1Million Plus Mortgage Specialist I have established a network of skilled authorities to help my customers with their whole financial position and have obtained this talent over the past years from personal dealings.

This network comprises only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert partners have been specially chosen because of their excellent capabilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their specialisation and many have at least twenty years’ experience with exemplary track records.

4. AllEngadine clients that are in need of a “$1Million Plus Loan” require the best levels of client service at all times. Also, they require, and indeed demand the total highest levels of integrity and customer privacy at all times. And, that’s precisely what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Engadine expert, almost all of the customers I service demand, and value more than a one-off association. With many, we speak regularly (at a minimum 2-3 times per year) which allows me to add more value to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first involvement of the firm was as a client, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its profession, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has survived market volatility, continual evolution in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The legacy of the company is deeply established in representing the interests of high net worth property clients and investors. It’s in my company’s DNA, just as it is in mine.

If you want to acquire a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

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