The Million Dollar Plus Mortgage Lending Adviser For Elvina Bay

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client meeting a lot of people enquire how I’ve come to be a “Elvina Bay $1Million Plus Mortgage Loan Adviser” and what does that mean? It’s a reasonable question and in fact one I’m delighted to address as it’s been a colourful and rewarding road that has lead me here.

I have worked for over 20 years at banks and financial advice groups here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about my work.

Specialising in Elvina Bay Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war tales from international investment.

Meeting the demands for service and the expertise needed by an affluent (and at times super-rich) client segment requires all of the following (amongst other things);

1. A very close working association with an expansive range of creditors that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to expert lending teams. This means that enquiries after loan-submission are kept to a bare minimum which means reduced assessment times and less fuss for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Elvina Bay $1Million Plus Credit customers have a wide variety of “stories”; singles, couples or families with PAYG wage flows, self-employed clients with long-established groups with impressive growth stories or entrepreneurial clients in a early-stage phase. They can also be Australians living overseas or customers who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client types are subject to approvals with different lending guidelines, documentation requirements and serviceability parameters. I am experienced with all of these and have a track record in sourcing suitable finance solutions to meet their own specific and distinct needs.

3. As a Elvina Bay $1Million Plus Loan Expert I have established a network of expert authorities to help my customers across their whole financial situation and have obtained this talent over the past years from personal connections.

This network includes only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert partners have been selected because of their superior competencies, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their area and many have at least 20 years’ experience with exemplary track records.

4. AllElvina Bay customers that are in need of a “$1Million Plus Loan” require the very best levels of client service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and client privacy at all times. And, that’s exactly what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Elvina Bay expert, almost all of the customers I service demand, and appreciate more than a transactional association. With many, we speak frequently (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first experience of the firm was as a customer, purchasing a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its line of work, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market instability, continual development in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The tradition of the company is deeply rooted in representing the interests of high net worth property buyers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I deliver to all of my customers, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000