The Million Dollar Plus Mortgage Lending Adviser For Edgecliff

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client meeting many people enquire how I’ve come to be a “Edgecliff $1Million Plus Mortgage Loan Specialist” and what does that involve? It’s a sensible query and in fact one I’m happy to address as it’s been a long and pleasant road that has lead me here.

I have worked for over 20 years at banks and financial advice groups here in Australia and abroad; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Edgecliff Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war tales from global investment.

Meeting the demands for service and the knowledge necessary by an affluent (and at times super-rich) client market niche requires all of the following (amongst other things);

1. A very close working association with an expansive variety of lenders that are active in this market, or within it’s specialist niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after loan-submission are kept to a bare minimum which means reduced assessment times and less concern for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Edgecliff $1Million Plus Loan clients have a wide variety of “stories”; singles, couples or families with standard income streams, entrepreneur clients with long-established businesses with impressive growth stories or self-employed clients in a early-stage phase. They can also be Australians living abroad or clients who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different lending rules, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in tracking appropriate finance solutions to meet their own peculiar and distinct needs.

3. As a Edgecliff $1Million Plus Mortgage Specialist I have established a network of expert authorities to help my clients with their entire financial situation and have sourced this talent over the past decade from personal connections.

This network consists only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist partners have been selected because of their excellent abilities, premium service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their specialisation and many have at least twenty years’ experience with exemplary track records.

4. AllEdgecliff clients that are in need of a “$1Million Plus Mortgage” require the best levels of client service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and client confidentiality at all times. And, that’s exactly what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Edgecliff specialist, almost all of the clients I service demand, and appreciate more than a one-off association. With many, we talk frequently (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first exposure of the firm was as a client, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its line of work, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market volatility, continual evolution in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The heritage of the company is deeply rooted in representing the interests of high net worth property clients and investors. It’s in my company’s DNA, just as it is in mine.

If you want to acquire a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I deliver to all of my clients, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000