best mortgage brokers for difficult loans 1

The Million Dollar Plus Loan Specialist For Croydon

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client meeting a lot of people enquire how I’ve come to be a “Croydon $1Million Plus Mortgage Loan Adviser” and what does that involve? It’s a good question and in fact one I’m happy to answer as it’s been a long and rewarding journey that has lead me here.

I have worked for over twenty years at banks and advisory companies here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about my work.

Specialising in Croydon Million Dollar Plus mortgage lending does however require a little more than a few grey hairs and a number of war stories from high banking.

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Meeting the demands for service and the know-how required by an affluent (and at times super-rich) client market niche requires all of the following (amongst other things);

1. A very close working connection with an extensive variety of creditors that are effective in this market, or within it’s specialist niches.

Further, within these, easy-access to expert assessment teams. This means that enquiries after application are kept to a minimum which means reduced assessment times and less fuss for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Croydon $1Million Plus Loan customers have a wide variety of “stories”; singles, couples or families with standard income flows, self-employed customers with long-established groups with impressive growth stories or entrepreneurial clients in a start-up phase. They can also be Australians living abroad or customers who earn their incomes from residential or commercial property investments, shares or even managed funds.

All of these client types are subject to approvals with different credit rules, documentation requirements and serviceability parameters. I am experienced with all of these and have a track record in sourcing appropriate finance options to meet their own peculiar and individual needs.

3. As a Croydon $1Million Plus Loan Expert I have established a network of expert authorities to support my clients across their whole financial position and have sourced this talent over the past decade from personal transactions.

This network comprises only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these professional partners have been specially chosen because of their superior capabilities, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their specialisation and many have at least 20 years’ experience with exemplary track records.

4. AllCroydon customers that are in need of a “$1Million Plus Loan” demand the very best levels of customer service at all times. In addition, they require, and indeed demand the total highest levels of integrity and client confidentiality at all times. And, that’s exactly what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Croydon professional, almost all of the customers I service demand, and appreciate more than a transactional relationship. With many, we talk regularly (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first experience of the company was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its business, the advice I received and the after-care I had over the following years.

Baldwinwicks has survived market volatility, continual development in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The tradition of the company is deeply rooted in representing the interests of high net worth property purchasers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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