The Million Dollar Plus Mortgage Specialist For Cronulla

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client interview many people ask how I’ve come to be a “Cronulla $1Million Plus Mortgage Loan Specialist” and what does that mean? It’s a reasonable query and in fact one I’m pleased to address as it’s been a colourful and rewarding journey that has lead me here.

I have worked for over 20 years at banks and financial advice companies here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about my work.

Specialising in Cronulla Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war tales from international banking.

Meeting the needs for service and the know-how necessary by an affluent (and at times super-rich) client market niche requires all of the following (amongst other things);

1. A very close working relationship with an extensive range of financiers that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to expert credit teams. This means that enquiries after application are kept to a bare minimum which means shorter assessment times and less worry for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Cronulla $1Million Plus Credit customers have a wide variety of “situations”; singles, couples or families with standard income streams, entrepreneur clients with long-established groups with impressive growth stories or entrepreneurial clients in a start-up phase. They can also be Australians living abroad or customers who earn their incomes from residential or commercial property investments, shares or even managed funds.

All of these client types are subject to approvals with different credit procedures, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in finding appropriate finance choices to meet their own precise and separate needs.

3. As a Cronulla $1Million Plus Loan Expert I have developed a network of skilled professionals to help my clients with their entire financial situation and have sourced this talent over the past years from personal transactions.

This network consists only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert partners have been hand-picked because of their superior capabilities, premium service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their area and many have at least twenty years’ experience with exemplary track records.

4. AllCronulla customers that are in need of a “$1Million Plus Mortgage” require the very best levels of customer service at all times. In addition, they require, and indeed demand the absolute highest levels of integrity and customer privacy at all times. And, that’s precisely what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Cronulla specialist, almost all of the customers I service demand, and appreciate more than a transactional connection. With many, we talk regularly (at a minimum 2-3 times per year) which allows me to add more benefit to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage group. Indeed, my first exposure of the company was as a client, purchasing a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its business, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market volatility, constant evolution in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The legacy of the company is deeply established in representing the interests of high net worth property buyers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000