The Million Dollar Plus Mortgage Specialist For Cromer

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client consultation a lot of people enquire how I’ve come to be a “Cromer $1Million Plus Mortgage Loan Expert” and what does that mean? It’s a reasonable question and in fact one I’m delighted to answer as it’s been a long and enjoyable road that has lead me here.

I have worked for over twenty years at banks and advisory companies here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Cromer Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war tales from global investment.

Meeting the needs for service and the know-how required by an affluent (and at times super-rich) client market niche demands all of the following (amongst other things);

1. A very close working relationship with an extensive variety of financiers that are effective in this market, or within it’s specialist niches.

Further, within these, easy-access to expert credit teams. This means that enquiries after application are kept to a minimum which means reduced assessment times and less concern for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Cromer $1Million Plus Loan customers have a wide variety of “stories”; singles, couples or families with PAYG income flows, self-employed clients with long-established groups with impressive growth stories or self-employed clients in a start-up phase. They can also be Australians living abroad or customers who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client types are subject to approvals with different credit procedures, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in sourcing suitable finance options to meet their own precise and separate needs.

3. As a Cromer $1Million Plus Mortgage Specialist I have established a network of skilled professionals to assist my clients across their entire financial position and have sourced this talent over the past decade from personal connections.

This network consists only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert partners have been specially chosen because of their excellent competencies, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their specialisation and many have at least 20 years’ experience with exemplary track records.

4. AllCromer customers that are in need of a “$1Million Plus Loan” require the best levels of customer service at all times. Also, they require, and indeed demand the total highest levels of integrity and client privacy at all times. And, that’s exactly what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Cromer specialist, almost all of the customers I service demand, and appreciate more than a one-off connection. With many, we speak frequently (at a minimum 2-3 times per year) which permits me to add more benefit to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first involvement of the firm was as a customer, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its profession, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market volatility, continual change in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The heritage of the company is deeply rooted in representing the interests of high net worth property buyers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to acquire a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I deliver to all of my clients, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000