The Million Dollar Plus Mortgage Lending Adviser For Cowan

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client consultation a lot of people ask how I’ve come to be a “Cowan $1Million Plus Mortgage Loan Specialist” and what does that involve? It’s a reasonable question and in fact one I’m delighted to address as it’s been a long and rewarding journey that has lead me here.

I have worked for over 20 years at banks and financial advice companies here in Australia and abroad; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Cowan Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war stories from global banking.

Meeting the demands for service and the know-how necessary by an affluent (and at times super-wealthy) client segment requires all of the following (amongst other things);

1. A very close working connection with an wide range of lenders that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after application are kept to a bare minimum which means shorter assessment times and less concern for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Cowan $1Million Plus Credit customers have a wide variety of “situations”; singles, couples or families with standard wage flows, entrepreneur clients with long-established groups with impressive growth stories or entrepreneurial clients in a start-up phase. They can also be Australians living overseas or clients who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client segments are subject to approvals with different credit policies, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in sourcing suitable finance solutions to meet their own peculiar and separate needs.

3. As a Cowan $1Million Plus Mortgage Expert I have established a network of expert professionals to support my clients across their entire financial situation and have found this talent over the past years from personal connections.

This network consists only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist partners have been selected because of their superior abilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their specialisation and many have at least twenty years’ experience with flawless track records.

4. AllCowan clients that are in need of a “$1Million Plus Mortgage” demand the very best levels of client service at all times. In addition, they require, and indeed demand the absolute highest levels of integrity and customer confidentiality at all times. And, that’s precisely what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Cowan specialist, almost all of the clients I service demand, and value more than a transactional connection. With many, we speak frequently (at a minimum 2-3 times per year) which allows me to add more benefit to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first experience of the company was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its line of work, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has survived market instability, continual evolution in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The legacy of the company is deeply established in representing the interests of high net worth property purchasers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000