The Million Dollar Plus Mortgage Lending Specialist For Clovelly

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client interview a lot of people enquire how I’ve come to be a “Clovelly $1Million Plus Mortgage Loan Adviser” and what does that involve? It’s a reasonable query and in fact one I’m delighted to answer as it’s been a long and pleasant journey that has lead me here.

I have worked for over twenty years at banks and advisory companies here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about what I do.

Specialising in Clovelly Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war stories from high finance.

Meeting the needs for service and the expertise necessary by an affluent (and at times super-rich) client segment requires all of the following (amongst other things);

1. A very close working association with an expansive variety of financiers that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to specialist assessment teams. This means that enquiries after application are kept to a bare minimum which means shorter assessment times and less worry for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Clovelly $1Million Plus Loan customers have a wide variety of “situations”; singles, couples or families with PAYG wage flows, self-employed clients with long-established businesses with impressive growth stories or self-employed customers in a start-up phase. They can also be Australians living abroad or customers who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client segments are subject to approvals with different lending rules, documentation requirements and serviceability requirements. I am experienced with all of these and have a track record in tracking appropriate finance solutions to meet their own peculiar and separate needs.

3. As a Clovelly $1Million Plus Loan Expert I have developed a network of skilled authorities to assist my customers across their entire financial position and have obtained this talent over the past decade from personal connections.

This network consists only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert partners have been hand-picked because of their superior capabilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their field and many have at least 20 years’ experience with impeccable track records.

4. AllClovelly clients that are in need of a “$1Million Plus Loan” demand the best levels of client service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and customer confidentiality at all times. And, that’s precisely what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Clovelly specialist, almost all of the customers I service demand, and want for more than a one-off connection. With many, we speak regularly (at a minimum 2-3 times per year) which allows me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage specialist. Indeed, my first experience of the firm was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its line of work, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market instability, continual change in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The tradition of the firm is deeply established in representing the interests of high net worth property clients and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000