The Million Dollar Plus Mortgage Lending Specialist For Clifton

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client meeting many people ask how I’ve come to be a “Clifton $1Million Plus Mortgage Loan Adviser” and what does that involve? It’s a reasonable question and in fact one I’m happy to answer as it’s been a long and enjoyable road that has lead me here.

I have worked for over twenty years at banks and advisory firms here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about my work.

Specialising in Clifton Million Dollar Plus mortgages does however entail having a little more than a few grey hairs and a number of war stories from global banking.

Meeting the demands for service and the knowledge necessary by an affluent (and at times super-rich) client segment demands all of the following (amongst other things);

1. A very close working association with an extensive range of lenders that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after application are kept to a bare minimum which means shorter assessment times and less fuss for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Clifton $1Million Plus Loan customers have a wide variety of “situations”; singles, couples or families with standard wage streams, self-employed customers with long-established companies with impressive growth stories or entrepreneurial customers in a early-stage phase. They can also be Australians residing overseas or clients who earn their incomes from residential or commercial property holdings, shares or even managed funds.

All of these client segments are subject to approvals with different credit procedures, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in tracking appropriate finance choices to meet their own peculiar and distinct needs.

3. As a Clifton $1Million Plus Mortgage Expert I have developed a network of expert authorities to help my clients with their whole financial position and have obtained this talent over the past years from personal transactions.

This network comprises only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist partners have been specially chosen because of their excellent competencies, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their specialisation and many have at least 20 years’ experience with exemplary track records.

4. AllClifton clients that are in need of a “$1Million Plus Loan” demand the very best levels of client service at all times. Additionally, they require, and indeed demand the total highest levels of integrity and customer confidentiality at all times. And, that’s exactly what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Clifton professional, almost all of the customers I service demand, and value more than a transactional relationship. With many, we speak regularly (at a minimum 2-3 times per year) which allows me to add more worth to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first involvement of the firm was as a customer, purchasing a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its profession, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market instability, continual development in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The legacy of the firm is deeply established in representing the interests of high net worth property clients and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to acquire a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000