The Million Dollar Plus Mortgage Lending Specialist For Carramar

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client interview a lot of people enquire how I’ve come to be a “Carramar $1Million Plus Mortgage Loan Adviser” and what does that involve? It’s a sensible query and in fact one I’m pleased to address as it’s been a long and pleasant road that has lead me here.

I have worked for over twenty years at banks and financial advice firms here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about my work.

Specialising in Carramar Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war stories from global investment.

Meeting the needs for service and the expertise needed by an affluent (and at times super-wealthy) client segment demands all of the following (amongst other things);

1. A very close working relationship with an wide variety of creditors that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to expert credit teams. This means that enquiries after application are kept to a bare minimum which means reduced assessment times and less concern for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Carramar $1Million Plus Credit clients have a wide variety of “situations”; singles, couples or families with PAYG earning streams, self-employed customers with long-established businesses with impressive growth stories or entrepreneurial customers in a early-stage phase. They can also be Australians residing abroad or customers who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different lending policies, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in tracking suitable finance solutions to meet their own peculiar and separate needs.

3. As a Carramar $1Million Plus Loan Specialist I have developed a network of skilled professionals to support my clients with their entire financial situation and have found this talent over the past decade from personal connections.

This network comprises only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these professional partners have been hand-picked because of their superior competencies, premium service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their field and many have at least 20 years’ experience with flawless track records.

4. AllCarramar clients that are in need of a “$1Million Plus Loan” demand the very best levels of client service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and client confidentiality at all times. And, that’s precisely what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Carramar expert, almost all of the clients I service demand, and value more than a transactional association. With many, we speak frequently (at a minimum 2-3 times per year) which permits me to add more value to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first experience of the firm was as a customer, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its line of work, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market instability, continual evolution in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The tradition of the firm is deeply rooted in representing the interests of high net worth property buyers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to acquire a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000