best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Lending Specialist For Carlton

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client consultation many people ask how I’ve come to be a “Carlton $1Million Plus Mortgage Loan Adviser” and what does that involve? It’s a sensible question and in fact one I’m delighted to answer as it’s been a colourful and rewarding journey that has lead me here.

I have worked for over 20 years at banks and financial advice groups here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about my work.

Specialising in Carlton Million Dollar Plus mortgage lending does however require a little more than a few grey hairs and a number of war tales from international banking.

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Meeting the demands for service and the expertise needed by an affluent (and at times super-rich) client segment demands all of the following (amongst other things);

1. A very close working association with an expansive variety of creditors that are active in this market, or within it’s specialist niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after application are kept to a bare minimum which means reduced assessment times and less concern for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Carlton $1Million Plus Loan customers have a wide variety of “situations”; singles, couples or families with PAYG wage streams, self-employed customers with long-established groups with impressive growth stories or entrepreneurial clients in a early-stage phase. They can also be Australians living overseas or clients who earn their incomes from residential or commercial property holdings, shares or even managed funds.

All of these client types are subject to approvals with different lending policies, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in finding suitable finance options to meet their own peculiar and individual needs.

3. As a Carlton $1Million Plus Mortgage Specialist I have developed a network of expert professionals to help my clients with their entire financial position and have sourced this talent over the past years from personal transactions.

This network comprises only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist partners have been specially chosen because of their excellent abilities, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their specialisation and many have at least twenty years’ experience with exemplary track records.

4. AllCarlton customers that are in need of a “$1Million Plus Loan” demand the very best levels of customer service at all times. In addition, they require, and indeed demand the absolute highest levels of integrity and client confidentiality at all times. And, that’s precisely what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Carlton specialist, almost all of the clients I service demand, and want for more than a one-off relationship. With many, we talk frequently (at a minimum 2-3 times per year) which allows me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage specialist. Indeed, my first involvement of the company was as a client, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its profession, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has survived market volatility, constant change in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The heritage of the company is deeply rooted in representing the interests of high net worth property clients and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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