The Million Dollar Plus Mortgage Lending Adviser For Caringbah South

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the introductory client consultation a lot of people ask how I’ve come to be a “Caringbah South $1Million Plus Mortgage Loan Expert” and what does that involve? It’s a reasonable query and in fact one I’m delighted to address as it’s been a long and enjoyable road that has lead me here.

I have worked for over twenty years at banks and financial advice firms here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about my work.

Specialising in Caringbah South Million Dollar Plus mortgage lending does however require a little more than a few grey hairs and a number of war stories from global banking.

Meeting the needs for service and the know-how required by an affluent (and at times super-wealthy) client market niche requires all of the following (amongst other things);

1. A very close working connection with an expansive variety of lenders that are active in this market, or within it’s specific niches.

Further, within these, easy-access to specialist lending teams. This means that enquiries after application are kept to a minimum which means shorter assessment times and less worry for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Caringbah South $1Million Plus Credit clients have a wide variety of “situations”; singles, couples or families with PAYG income flows, self-employed clients with long-established businesses with impressive growth stories or entrepreneurial customers in a start-up phase. They can also be Australians living abroad or clients who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different credit policies, documentation requirements and serviceability parameters. I am experienced with all of these and have a track record in finding appropriate finance solutions to meet their own specific and separate needs.

3. As a Caringbah South $1Million Plus Mortgage Expert I have developed a network of expert professionals to support my customers across their whole financial situation and have found this talent over the past years from personal dealings.

This network includes only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist associates have been hand-picked because of their excellent capabilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their specialisation and many have at least twenty years’ experience with impeccable track records.

4. AllCaringbah South customers that are in need of a “$1Million Plus Loan” demand the best levels of customer service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and client privacy at all times. And, that’s exactly what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Caringbah South specialist, almost all of the customers I service demand, and want for more than a transactional relationship. With many, we speak frequently (at a minimum 2-3 times per year) which allows me to add more worth to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage specialist. Indeed, my first exposure of the firm was as a customer, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its line of work, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market volatility, constant development in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The heritage of the firm is deeply established in representing the interests of high net worth property clients and investors. It’s in my company’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000