The Million Dollar Plus Loan Adviser For Caringbah

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client consultation a lot of people enquire how I’ve come to be a “Caringbah $1Million Plus Mortgage Loan Specialist” and what does that involve? It’s a good question and in fact one I’m delighted to answer as it’s been a long and rewarding journey that has lead me here.

I have worked for over twenty years at banks and financial advice groups here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about what I do.

Specialising in Caringbah Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war tales from international finance.

Meeting the demands for service and the expertise needed by an affluent (and at times super-wealthy) client market niche requires all of the following (amongst other things);

1. A very close working association with an expansive variety of creditors that are active in this market, or within it’s specific niches.

Further, within these, easy-access to specialist lending teams. This means that enquiries after loan-submission are kept to a minimum which means shorter assessment times and less concern for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Caringbah $1Million Plus Loan clients have a wide variety of “situations”; singles, couples or families with PAYG earning streams, entrepreneur clients with long-established businesses with impressive growth stories or self-employed customers in a start-up phase. They can also be Australians living overseas or customers who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client segments are subject to approvals with different lending policies, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in sourcing appropriate finance options to meet their own peculiar and distinct needs.

3. As a Caringbah $1Million Plus Loan Specialist I have established a network of expert professionals to help my clients with their whole financial position and have obtained this talent over the past decade from personal transactions.

This network consists only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert associates have been selected because of their excellent abilities, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their specialisation and many have at least twenty years’ experience with impeccable track records.

4. AllCaringbah clients that are in need of a “$1Million Plus Mortgage” require the very best levels of customer service at all times. In addition, they require, and indeed demand the total highest levels of integrity and client confidentiality at all times. And, that’s exactly what I bring at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Caringbah expert, almost all of the customers I service demand, and want for more than a one-off association. With many, we talk regularly (at a minimum 2-3 times per year) which permits me to add more value to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first involvement of the firm was as a customer, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its profession, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market instability, constant change in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The legacy of the firm is deeply established in representing the interests of high net worth property purchasers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be delighted to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000