best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Lending Adviser For Canada Bay

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client interview many people ask how I’ve come to be a “Canada Bay $1Million Plus Mortgage Loan Adviser” and what does that involve? It’s a sensible question and in fact one I’m pleased to address as it’s been a colourful and rewarding journey that has lead me here.

I have worked for over 20 years at banks and financial advice companies here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about what I do.

Specialising in Canada Bay Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war stories from global banking.

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Meeting the demands for service and the knowledge necessary by an affluent (and at times super-wealthy) client segment requires all of the following (amongst other things);

1. A very close working association with an wide range of financiers that are effective in this market, or within it’s specialist niches.

Further, within these, easy-access to specialist credit teams. This means that enquiries after application are kept to a bare minimum which means reduced assessment times and less worry for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Canada Bay $1Million Plus Credit customers have a wide variety of “situations”; singles, couples or families with PAYG wage flows, self-employed customers with long-established businesses with impressive growth stories or self-employed customers in a start-up phase. They can also be Australians residing abroad or customers who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client types are subject to approvals with different lending procedures, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in finding suitable finance choices to meet their own specific and distinct needs.

3. As a Canada Bay $1Million Plus Loan Specialist I have established a network of skilled professionals to help my customers across their whole financial position and have obtained this talent over the past decade from personal connections.

This network comprises only the very best accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these professional partners have been specially chosen because of their excellent abilities, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their area and many have at least twenty years’ experience with exemplary track records.

4. AllCanada Bay customers that are in need of a “$1Million Plus Mortgage” require the best levels of customer service at all times. In addition, they require, and indeed demand the total highest levels of integrity and customer confidentiality at all times. And, that’s precisely what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Canada Bay expert, almost all of the clients I service demand, and want for more than a one-off relationship. With many, we speak regularly (at a minimum 2-3 times per year) which allows me to add more value to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first exposure of the firm was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its profession, the advice I received and the after-care I had over the following years.

Baldwinwicks has survived market volatility, continual evolution in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The heritage of the firm is deeply rooted in representing the interests of high net worth property purchasers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I deliver to all of my customers, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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