The Million Dollar Plus Mortgage Lending Specialist For Berala

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the introductory client consultation a lot of people enquire how I’ve come to be a “Berala $1Million Plus Mortgage Loan Specialist” and what does that mean? It’s a sensible query and in fact one I’m delighted to answer as it’s been a long and enjoyable road that has lead me here.

I have worked for over 20 years at banks and advisory groups here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about what I do.

Specialising in Berala Million Dollar Plus mortgages does however entail having a little more than a few grey hairs and a number of war stories from international banking.

Meeting the demands for service and the knowledge necessary by an affluent (and at times super-rich) client segment demands all of the following (amongst other things);

1. A very close working association with an expansive variety of creditors that are active in this market, or within it’s specialist niches.

Further, within these, easy-access to expert credit teams. This means that enquiries after application are kept to a minimum which means shorter assessment times and less concern for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Berala $1Million Plus Loan clients have a wide variety of “stories”; singles, couples or families with PAYG income streams, entrepreneur customers with long-established businesses with impressive growth stories or entrepreneurial clients in a start-up phase. They can also be Australians residing overseas or customers who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different lending rules, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in finding appropriate finance solutions to meet their own precise and individual needs.

3. As a Berala $1Million Plus Loan Specialist I have developed a network of skilled professionals to assist my customers across their whole financial situation and have found this talent over the past years from personal connections.

This network includes only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these professional associates have been hand-picked because of their excellent competencies, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their area and many have at least 20 years’ experience with exemplary track records.

4. AllBerala clients that are in need of a “$1Million Plus Mortgage” demand the very best levels of client service at all times. Also, they require, and indeed demand the absolute highest levels of integrity and customer privacy at all times. And, that’s precisely what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Berala specialist, almost all of the customers I service demand, and want for more than a one-off relationship. With many, we talk frequently (at a minimum 2-3 times per year) which permits me to add more worth to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage group. Indeed, my first exposure of the firm was as a client, buying a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks led its business, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market instability, continual evolution in banking and lending environs, economic downturn and of course the GFC nearly a decade ago. The legacy of the firm is deeply rooted in representing the interests of high net worth property purchasers and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I bring to all of my customers, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000