The Million Dollar Plus Loan Specialist For Baulkham Hills

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the introductory client consultation many people ask how I’ve come to be a “Baulkham Hills $1Million Plus Mortgage Loan Specialist” and what does that mean? It’s a reasonable query and in fact one I’m delighted to address as it’s been a colourful and pleasant journey that has lead me here.

I have worked for over 20 years at banks and financial advice companies here in Australia and in Europe; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt more positive about my work.

Specialising in Baulkham Hills Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war stories from international banking.

Meeting the demands for service and the expertise required by an affluent (and at times super-rich) client market niche requires all of the following (amongst other things);

1. A very close working association with an expansive range of lenders that are effective in this market, or within it’s specialist niches.

Further, within these, easy-access to expert lending teams. This means that enquiries after loan-submission are kept to a minimum which means shorter assessment times and less worry for my customers, a seamless and smooth processing of the application, and ultimately settlement.

2. My Baulkham Hills $1Million Plus Credit customers have a wide variety of “stories”; singles, couples or families with PAYG income flows, self-employed clients with long-established companies with impressive growth stories or self-employed clients in a start-up phase. They can also be Australians residing abroad or customers who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different lending policies, documentation requirements and serviceability parameters. I am adept with all of these and have a track record in sourcing appropriate finance options to meet their own precise and individual needs.

3. As a Baulkham Hills $1Million Plus Loan Specialist I have established a network of skilled professionals to help my clients with their whole financial situation and have sourced this talent over the past decade from personal dealings.

This network includes only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these expert associates have been hand-picked because of their superior capabilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very best in their specialisation and many have at least twenty years’ experience with flawless track records.

4. AllBaulkham Hills customers that are in need of a “$1Million Plus Loan” require the very best levels of client service at all times. Also, they require, and indeed demand the total highest levels of integrity and client privacy at all times. And, that’s precisely what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Mortgage”Baulkham Hills expert, almost all of the clients I service demand, and appreciate more than a transactional connection. With many, we speak regularly (at a minimum 2-3 times per year) which allows me to add more benefit to themselves and their families as their situations change|progress} and/or their investment strategies develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage advisory group. Indeed, my first experience of the firm was as a customer, acquiring a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks directed its profession, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has survived market volatility, continual change in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The legacy of the firm is deeply established in representing the interests of high net worth property buyers and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to secure a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I deliver to all of my customers, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000