best mortgage brokers for difficult loans 1

The Million Dollar Plus Mortgage Lending Specialist For Balmain

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the initial client interview many people ask how I’ve come to be a “Balmain $1Million Plus Mortgage Loan Expert” and what does that involve? It’s a sensible question and in fact one I’m delighted to address as it’s been a long and rewarding journey that has lead me here.

I have worked for over twenty years at banks and advisory companies here in Australia and overseas; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about my work.

Specialising in Balmain Million Dollar Plus mortgages does however require a little more than a few grey hairs and a number of war tales from international banking.

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Meeting the demands for service and the expertise required by an affluent (and at times super-wealthy) client market niche requires all of the following (amongst other things);

1. A very close working connection with an expansive range of creditors that are active in this market, or within it’s specialist niches.

Further, within these, easy-access to expert assessment teams. This means that enquiries after loan-submission are kept to a minimum which means shorter assessment times and less concern for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Balmain $1Million Plus Credit customers have a wide variety of “stories”; singles, couples or families with standard wage flows, self-employed clients with long-established groups with impressive growth stories or self-employed clients in a early-stage phase. They can also be Australians residing abroad or clients who earn their incomes from residential or commercial property funds, shares or even managed funds.

All of these client types are subject to approvals with different credit rules, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in sourcing suitable finance choices to meet their own precise and distinct needs.

3. As a Balmain $1Million Plus Mortgage Expert I have established a network of expert professionals to assist my customers across their whole financial situation and have obtained this talent over the past years from personal connections.

This network includes only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these specialist partners have been selected because of their excellent abilities, best service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their area and many have at least 20 years’ experience with exemplary track records.

4. AllBalmain clients that are in need of a “$1Million Plus Loan” require the very best levels of customer service at all times. In addition, they require, and indeed demand the absolute highest levels of integrity and client confidentiality at all times. And, that’s precisely what I deliver at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Balmain professional, almost all of the clients I service demand, and value more than a transactional connection. With many, we speak regularly (at a minimum 2-3 times per year) which allows me to add more value to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very pleased to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage firm. Indeed, my first involvement of the firm was as a client, purchasing a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its line of work, the advice I received and the after-care I had over the ensuing years.

Baldwinwicks has seen market instability, constant development in banking and lending environs, economic decline and of course the GFC nearly a decade ago. The legacy of the company is deeply rooted in representing the interests of high net worth property clients and investors. It’s in my firm’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to use my specialist expertise, advice and the longer-term service I deliver to all of my clients, I’d be pleased to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

{Suburb} Million Dollar Loan Broker

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Like most people these days, I am time-poor and as such, I place a very high value on first class service. Guy delivers this time after time. Guy always works very hard to deliver the best outcomes for me and my family with a minimum of fuss. He has delivered me control over my lending.

Francesco DeStradis

Cherrybrook

Guy is an exceptional mortgage adviser. He was friendly, very knowledgeable, prompt and was always available for me. In fact, he still is at the end of the phone any time I need him. I would highly recommend him.

David Caruso

Sydney

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Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Let’s Get Started

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