The Million Dollar Plus Loan Adviser For Austral

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, baldwinwicks
MFAA Member No. 476635

At the first client interview a lot of people ask how I’ve come to be a “Austral $1Million Plus Mortgage Loan Specialist” and what does that mean? It’s a good query and in fact one I’m happy to address as it’s been a colourful and rewarding journey that has lead me here.

I have worked for over 20 years at banks and advisory groups here in Australia and abroad; BNP Paribas, Macquarie Bank, Citi and Ord Minnett. And I’ve never felt better about what I do.

Specialising in Austral Million Dollar Plus mortgage lending does however entail having a little more than a few grey hairs and a number of war tales from high investment.

Meeting the demands for service and the know-how necessary by an affluent (and at times super-wealthy) client market niche demands all of the following (amongst other things);

1. A very close working association with an expansive variety of financiers that are effective in this market, or within it’s specific niches.

Further, within these, easy-access to expert lending teams. This means that enquiries after application are kept to a minimum which means reduced assessment times and less concern for my clients, a seamless and smooth processing of the application, and ultimately settlement.

2. My Austral $1Million Plus Credit customers have a wide variety of “backgrounds”; singles, couples or families with PAYG earning streams, entrepreneur clients with long-established groups with impressive growth stories or self-employed customers in a start-up phase. They can also be Australians residing overseas or clients who earn their incomes from residential or commercial property portfolios, shares or even managed funds.

All of these client types are subject to approvals with different credit policies, documentation requirements and serviceability requirements. I am adept with all of these and have a track record in sourcing appropriate finance choices to meet their own specific and individual needs.

3. As a Austral $1Million Plus Mortgage Expert I have established a network of expert professionals to support my customers across their whole financial position and have obtained this talent over the past years from personal connections.

This network includes only the very finest accountants, property and family-law lawyers, real estate agents, builders and architects, private wealth advisers, SMSF specialists, buyers agents, stockbrokers, personal risk and insurance experts.
Each of these professional associates have been selected because of their superior competencies, top service approaches and above all else, their integrity in all they do. I believe that each is amongst the very finest in their area and many have at least twenty years’ experience with flawless track records.

4. AllAustral clients that are in need of a “$1Million Plus Mortgage” demand the best levels of customer service at all times. Also, they require, and indeed demand the total highest levels of integrity and client privacy at all times. And, that’s exactly what I provide at all times. Without fail and without compromise.

5. As a “$1Million plus Loan”Austral expert, almost all of the clients I service demand, and appreciate more than a transactional relationship. With many, we speak regularly (at a minimum 2-3 times per year) which allows me to add more value to themselves and their families as their situations change|progress} and/or their investment plans develop.

6. I am very proud to be a Credit Representative of baldwinwicks, a boutique non-aligned mortgage group. Indeed, my first involvement of the company was as a customer, purchasing a property in Sydney’s eastern suburbs. I was impressed by the way in which baldwinwicks conducted its profession, the advice I received and the after-care I had over the following years.

Baldwinwicks has seen market instability, continual evolution in banking and lending environs, economic slump and of course the GFC nearly a decade ago. The tradition of the firm is deeply rooted in representing the interests of high net worth property clients and investors. It’s in my company’s DNA, just as it is in mine.

If you want to obtain a “$1Million plus Mortgage Loan” and want to take advantage my specialist expertise, advice and the longer-term service I bring to all of my clients, I’d be happy to speak with you at any time on 02 8015 2460.

Guy Ogier, B.Ec., MBA, Cert 1V, Grad Dip Finance (Mortgage Broking)
Mortgage Adviser & Credit Representative, Baldwinwicks

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000

Guy Ogier

B.Ec., M.B.A. Cert IV, Grad Dip Finance (Mortgage Broking)

Mortgage Adviser & Credit Representative

Phone: 0412 252 548

L 7, 62 Pitt St, Sydney 2000